Our Story
A 10-year journey from learning about personal investing to advising friends and family and building this app to expand the impact of my insights.
Hi, I'm Charles Haworth, and my journey into the world of investing began nearly a decade ago with a simple goal: achieving financial freedom for myself and my family. What started as personal curiosity about markets and wealth-building has evolved into a passion for educating and helping others achieve financial freedom.
Over these 10 years, I've immersed myself in the world of investing, from understanding macro-economics and how money works, to analysis of stocks and global trends. I've learned the hard way about the ups and downs of investing, and also how to explain economics and investing to others.
As my knowledge grew, so did my toolkit. I found myself building spreadsheets, creating tracking systems, and developing tools that I used every day to make better financial decisions. These weren't just theoretical exercises—they were practical tools that helped me understand my portfolio, track my progress, and identify opportunities.
Friends and family started coming to me for investment advice, asking how to get started, how to build wealth for the future, and how to make sense of an often overwhelming financial landscape.
Over time, I became the person friends and family turned to for financial guidance. Whether it was a colleague wondering how to open a brokerage account, a family member looking to invest some cash, or friends wanting to understand market dynamics, I found myself regularly sharing knowledge and helping others build their own paths to financial security.
Each conversation reinforced a key insight: successful investing is deeply personal. What works for one person's risk tolerance, time horizon, and goals may not work for another's. The best advice is always customized advice.
Convergent.finance represents the culmination of this journey—a platform that consolidates all the tools, knowledge, and frameworks I've developed over the years, with the power of artificial intelligence to provide personalized financial guidance.
The name "Convergent" reflects our core mission: bringing together disparate financial data, investment theories, and personal circumstances to converge on actionable, customized advice. Just as I've done for friends and family, Convergent uses AI to analyze your unique situation and provide guidance tailored specifically to your goals, risk tolerance, and circumstances.
This isn't about replacing human judgment—it's about augmenting it. By leveraging this technology, we can scale personalized financial guidance to help more people build wealth and achieve their financial goals, regardless of their starting point or experience level.
"The best investment advice is personal advice."
Ready to Start Your Journey?
Whether you're just beginning to to explore investing or looking to optimize your existing strategy, Convergent is here to provide the personalized guidance you need to build lasting wealth.